Banking and Credit

 
 
Davis Malm's banking and credit attorneys are among the most experienced and accomplished in New England. We routinely represent institutional, private, governmental, and commercial lenders, along with corporate borrowers, finance-lessees, and other users of capital, in a broad spectrum of domestic and foreign commercial transactions, including:

  • commercial real estate finance and commercial mortgage-backed securities;
  • private and public bond financing and other structured finance products;
  • venture capital, private equity and mezzanine loans;
  • letters of credit;
  • equipment loan facilities and finance leases;
  • receivables and factor financing;
  • unitranche and multi-tranche loan facilities;
  • asset-backed and asset-based loans;
  • syndicated commercial credit facilities;
  • bridge loan facilities;
  • participation loan facilities;
  • participation loans and subordinated debt; and
  • leveraged buy-outs and other leveraged and investment-grade acquisition financings.
The firm is particularly well known, throughout New England and beyond, for its expertise in U.S. Small Business Administration (SBA) lending, floor plan financing, and tax-exempt bond financing. The firm also has recognized expertise for its credit union representation in connection with member business loans, and credit union regulatory and compliance matters. We are currently the sole Strategic Legal Resource to members of the Cooperative Credit Union Association, an industry organization serving state- and federally-chartered credit unions throughout Massachusetts, New Hampshire, Rhode Island, and Delaware.

Our banking and credit attorneys are routinely called upon to advise local and national banks, state- and federally-chartered credit unions; governmental, nonbank, and private financiers; loan originators and syndicators; local and regional private non-profit corporations and institutions; and public agencies and authorities on corporate governance, and regulatory and compliance matters. We also assist our secured and unsecured creditor clients – both domestically and abroad – by providing a broad array of legal services necessary to protect and preserve creditor rights in default situations, and to maximize recovery in secured party sales and bankruptcies; or to move a credit through the forbearance and workout process and back to performing status.

The breadth and depth of our banking and credit attorneys’ experience allow the firm to handle the most routine to the most sophisticated transactions, and to provide detailed, innovative, and highly efficient representation and solutions to both traditional and complex financing situations.

Our banking and credit attorneys seamlessly draw upon the expertise of our team of highly regarded attorneys in various complimentary practice areas within the firm. Their multi-disciplinary and cross-departmental approach to zoning, land use and real estate issues, environmental and title issues, taxation and securities matters, and corporate and restructuring issues provides our lender and borrower clients with cost-efficient and all-encompassing solutions to their legal matters.